The same form can also be used to temporarily or permanently lift a credit freeze. We recommend sending the letter via certified mail. You'll need to mail it, along with copies of your Social Security card or pay stubs showing the number, plus copies of your driver's license, utility bills or other documents showing your address, to: Print and fill out the form on this page. How to set up a credit freeze with Equifax by mail Once your freeze is set up, you'll be given a PIN that will unfreeze your credit. They will be allowed to unfreeze your credit when you successfully respond to a few simple. You'll be asked for your name, address, date of birth and Social Security number to verify your identity. Via call: Contact an Equifax representative at (888) 298-0045. When one bureau adds a deceased notice to. Notifying any one of the three credit bureaus - Equifax, Experian, and TransUnion - allows the individuals credit report to be updated with a deceased notice, which may help prevent theft of their identity. Eastern time during the week, and between 9 a.m. Equifax understands that there can be a lot to consider following the death of a loved one. How to set up a credit freeze with Equifax by telephoneĬall Equifax at (888) 298-0045 between 9 a.m. You won't need to set up a PIN to unfreeze it if you have an Equifax account - your username and password will be enough. You can check the status of your security freeze through your myEquifax account as well. Then you'll be able to freeze your credit. Make sure the password is unique and strong. Equifax will retrieve your information and prompt you to set up an Equifax account. Then you'll have to fill out personal information, including your name, address, date of birth and Social Security number. Go to the dedicated page on the Equifax website at and click "Get started with a freeze." This is the easiest way to freeze your credit with Equifax. How to set up a credit freeze with Equifax online We also have guides on how to freeze your credit with Experian and how to freeze your credit with TransUnion. Equifax doesn't let you have a credit lock and a credit freeze at the same time.īelow is how to set up an Equifax credit freeze. The difference is that Lock & Report isn't regulated by the federal government, and Equifax makes more money if it's easier to unlock your files. To place a fraud alert on your Equifax credit report. Think of it as a red flag to potential lenders and creditors. Call 1-87 to request a credit report via phone. Contact credit reporting agencies to freeze or unfreeze your credit report. To do this with a credit freeze, you have to log into your account on the Equifax website. A fraud alert is a notice that is placed on your credit report that alerts credit card companies and others who may extend you credit that you may have been a victim of fraud, including identity theft. Equifax also offers a free service called "Lock & Report" that is basically the same as a credit freeze, except that there are mobile apps for iOS and Android that let you "unlock" your Equifax credit file with a swipe of a finger.
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